How Much Disability Insurance do i qualify for?

Physicians always ask how much disability insurance they should have.  In most professions you are allowed to have a total of 60% of your adjusted gross income protected with individual disability insurance.  Attached to this post is a chart of the amount of individual coverage a physicians is eligible for based on his/her income.  These amounts would differ if you also carry a group long term disability policy.  Employer paid Group coverage will limit your eligibility but its not a dollar for dollar reduction since employer paid benefits are taxable.

Contact us for a free benefit eligibility evaluation today at 888-400-0262 or email us at