Physicians always ask how much disability insurance they should have. In most professions you are allowed to have a total of 60% of your adjusted gross income protected with individual disability insurance. Attached to this post is a chart of the amount of individual coverage a physicians is eligible for based on his/her income. These […]
Despite what your North Western Mutual Agent tells you – North Western Mutual Does not and has not offered a true own specialty policy in almost 2 decades. Their medical occupation definition of disability contains the following language: “The Insured is totally disabled when both unable to perform the principal duties of the regular occupation […]
We’ve been working with physicians for more than a decade and we’ve researched and studied every sort of disability insurance policy available to physicians. We’ve learned something about doctors and their understanding of disability insurance that is getting them in trouble with the policy they end up purchasing. And we wanted to take a few […]
