Entries by Nick Trawinski

How Much Disability Insurance do i qualify for?

Physicians always ask how much disability insurance they should have.  In most professions you are allowed to have a total of 60% of your adjusted gross income protected with individual disability insurance.  Attached to this post is a chart of the amount of individual coverage a physicians is eligible for based on his/her income.  These […]

How Much Disability Insurance do i qualify for?

Physicians always ask how much disability insurance they should have.  In most professions you are allowed to have a total of 60% of your adjusted gross income protected with individual disability insurance.  Attached to this post is a chart of the amount of individual coverage a physicians is eligible for based on his/her income.  These […]

Disability Insurance For Doctors

As a physician, your most valuable asset is your continued ability to perform the every day duties of your medical specialty allowing you to continue to work and earn an income. 4 years of school for an undergraduate degree, 4 years of Medical School and 3 to 7 years of residency/training… There is no other […]

The AMA Disability Insurance plan is NOT True Own Specialty Disability Insurance

We’ve been working with physicians for more than a decade and we’ve researched and studied every sort of disability insurance policy available to physicians.  We’ve learned something about doctors and their understanding of disability insurance that is getting them in trouble with the policy they end up purchasing.  And we wanted to take a few […]

2 Great Disability Insurance Riders

As a doctor, you don’t like to think about the possibility that you could ever be disabled, or even lose the ability to work in your chosen specialty. But to work as a doctor is to see this happen every day in the lives of other people. If an accident or illness were to happen […]

Financial Advice for Doctors

Preparation is key in the life of a medical professional. Doctors spend their college years preparing for exams, their years in residency preparing for patients, and by the time they arrive at their working years, it’s time to start preparing for retirement. Some doctors experience financial turmoil as young adults, accumulating loans and bills as […]

What Every Physician Should Know About Disability Insurance

Traditionally, physicians are a financially conservative group. They ensure that life and health insurance are securely in place, manage investments wisely and plan for a golden retirement. However, more often than not, they may unwittingly put themselves in harm’s way by overlooking or under-planning for the ramifications of a disabling illness or injury. What if […]